The Journey to Your
Dream Home Starts Here

Buying your first home doesn't have to be overwhelming. I'm here to guide you through every step, making the process simple, clear, and exciting!

Everyone is in a different chapter in life so whether you are ready to buy or sell, want to know where to start, explore options, or see homes for inspiration and motivation, feel free to reach out!

Free Consultations

Local Expertise

Trusted Guidance

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Your First Steps to Home Ownership

Follow our proven roadmap to make your home buying journey smooth and successful

Get Pre-Approved

Start with a pre-approval to understand your budget and show sellers you're serious

Contact a lender to review your finances and get a pre-approval letter. This typically takes 1-3 days and helps you shop with confidence

Define your needs

Create a wish list of must-haves vs. nice-to-haves for your future home.

Consider location, size, amenities, and proximity to work/schools. This helps know what your agent should look for!

Start house hunting

Once we know what you desire, we begin touring homes that match your criteria and budget.

We will schedule viewings to find a home that you love!

Make an offer

Found the one? Your agent will help you submit a competitive offer.

Your offer should include price, closing date, and any contingencies. Your agent will negotiate on your behalf.

Home inspection

Hire a professional inspector to check for any issues with the property.

This protects you from unexpected problems. Most issues can be negotiated with the seller.

Close your home

Sign the final paperwork and get your keys!

Bring a cashier's check for closing costs, review all documents, and celebrate your new home!

What makes financial sense for your life?

Budgets are personal, the estimated monthly payments below help see what may be feasible for your lifestyle •ᴗ•

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* Based on Fixed Interest Rate with a 30 year term, principal and interest only

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by C21 North Homes Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

Ready to start your journey?

Get in touch today for a free consultation. We're here to answer your questions and guide you every step of the way.

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Mayra Mendoza-Valencia
Real Estate Broker
CENTURY 21 North Homes Realty
(206) 261-4168  |  (425) 742-1515  |  License Number: 26002182 WA   |  mayra@c21nhr.com
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Understanding Real Estate Terms

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  • Amortization

    The process of paying off a debt over time through regular payments. Part of each payment goes toward the loan principal and part goes toward interest.

  • Closing Costs

    Expenses over and above the price of the property in a real estate transaction, including attorney fees, title insurance, appraisal, and more.

  • Equity

    The difference between how much your home is worth and how much you still owe on your mortgage. It's the portion of your home that you truly 'own.'

  • FHA Loan

    A mortgage loan insured by the Federal Housing Administration, designed to help first-time and low-to-moderate income buyers with lower down payment requirements.